Steps to Buying a Home

Whether you are a first-time home buyer or a repeat buyer, the steps to buying a home can feel overwhelming – that’s why we’re here to help. Here is a step-by-step guide to help make the home buying process easier.

How Much You Can Afford

Start with assessing your current financial situation by knowing your current debts and income to help you understand what you may reasonably spend on a monthly mortgage payment. 

Get Prequalified for Your Loan

Before you start looking for a home, it’s best to know how much you can actually afford. So the next step is to prequalify for a mortgage. You will need to provide some financial information so we can review and let you know the price range of houses that will fit your financial situation. Visit or call one of our local mortgage originators to discuss your next steps.

Apply for Your Home Loan

After you’ve selected a home and moved through the buying process with your realtor it’s time to apply for your home loan. Our knowledgeable mortgage originators will spend time discussing the many loan options that are available to you. Most importantly, we will stay in close contact with you, guiding you every step of the way through the purchase of your home.

Visit or call one of our local mortgage originators to discuss your next steps.

Our mortgage application checklist is a guide to help you gather information that may be needed to complete your home loan.

Our affordability calculators can help estimate what amount is within your price range.