Personal Lending

We offer personal loans for household items, debt consolidation, vacations, education, new and used vehicles, and other life expenses with competitive rates and a convenient approval process.

Unsecured Installment Loans

We can help with financing for small short-term borrowing needs with a variety of terms and convenient payment options.

FIRST Optimum Line of Credit

A line of credit is a convenient and easy way to help manage monthly cash flow or make major purchases. Write checks for purchases and payments, up to your available credit limit, for any expense you may have – debt consolidation, home improvements, vacations and more.

Home Equity Loans

Use for consolidating debt, home improvements, education or the unexpected. If you own a home, leveraging your equity may be a good solution. Make monthly payments with a fixed rate.

To learn more about a personal loan or visit your local banking center to complete an application today.

Credit qualifications apply.