Our LOCAL Difference

First American Bank is a local community lender and we strive to always exceed our customers’ expectations with:

Relationships that last: Much of our business comes from repeat customers and referrals.

Experienced staff: Our knowledgeable staff has years of combined experience; from a bank that’s been around since 1903.

Offering you options:  Whether you’re a first-time home buyer, refinancing your existing loan or in the market for a second home; we have the loan programs for your individual needs.

Putting you first: We value your priorities and understand the importance of providing you information timely.

What We Do for You

We provide our clients security, safety, and peace of mind by escorting you through the entire loan application process. We help you understand loan rate data and guide you through our loan programs to find the most cost-effective loan options.

We Handle the Details

There are so many variables that can affect the outcome of your home loan. That’s why you need to use a First American Bank mortgage originator, because we:

• Discuss and explain financing program options
• Inform you, in writing, of lock-in options
• Explain all documents of the loan application
• Explain all associated costs of the loan application
• Explain the disbursement of all loan applications
• Explain the loan process, from application to closing
• Provide you with a good faith estimate of cost and fees
• Communicate with you throughout the loan process in a timely manner
• Coordinate the final closing of your transaction

Contact one of our local mortgage originators to guide you through the home loan process.